Financing and Insurance

Insurance & Payment Information

Making Dental Care Easier to Navigate

Western Kentucky Pediatric Dentistry works with a wide range of insurance providers to help make your child’s dental care as easy and stress-free as possible.

Review our current in-network insurance plans below. Because insurance participation and plan details can change, we recommend contacting our front desk if you have questions about your specific coverage.

We Accept Medicaid!

In addition to the insurance plans listed below, Western Kentucky Pediatric Dentistry accepts Kentucky Medicaid.

2026 Contracting Update

In-Network Insurance Plans

Select an insurance provider below to view associated plans, administrators and networks.

✓ Aetna
  • Aetna Dental
  • Medicare Advantage Plans, including Aetna’s Dental Medicare Advantage plans
✓ Altus Dental, Inc.

In-network participating insurance provider.

✓ Ameritas Life Insurance Corp.
  • Physicians Mutual
  • Standard Insurance Company
  • Standard Insurance Company of New York
  • Reliance Standard Life
  • First Reliance Standard Life Insurance of New York
  • Dental Select, excluding Utah
  • May also use the network names Classic and Classic Plus
✓ Best Life and Health Insurance Co.

In-network participating insurance provider.

✓ Careington International Corporation
  • Merchants Benefit Administration, Inc.
  • BrightBenefits
  • Anthem
  • Anthem Blue Cross Blue Shield
  • Empire
  • Fidelio
✓ Cigna Health & Life Insurance Company, Inc.
  • Total Cigna DPPO
✓ Delta Dental
  • PPO
  • Premier
✓ Dental Network of America
  • Commercial Blue Cross Blue Shield plans in Alabama, Illinois, Montana, New Mexico, Oklahoma and Texas
  • Medicare Advantage Blue Cross Blue Shield plans in Illinois, Montana, New Mexico, Oklahoma and Texas
✓ DenteMax
  • AlwaysCare Benefits
  • Beam Dental
  • Bento
  • Cambalt Solutions, Inc.
  • Colonial Life
  • Mutual of Omaha
  • Renaissance Dental
  • Starmount
  • TruAssure
  • Unum
  • Pro Benefits Administrators
✓ Kaiser Permanente
  • Underwritten by Kaiser Foundation Health Plan of the Northwest
  • Classic
  • Dental Choice Added Choice
  • Dental Choice PPO Plus
  • Dental Choice
  • Medicare Advantage through First Continental Life
✓ Dominion National
  • Blue Cross and Blue Shield of Arizona
  • Capital BlueCross
  • Tufts Health Plan
  • AmeriHealth New Jersey
  • Independence Blue Cross
  • Health Team Advantage

Medicare Advantage plans through:

  • Dominion
  • Connecticut, Oregon, Washington and Massachusetts plans
  • Blue KC
  • AmeriHealth New Jersey
  • Independence Blue Cross
  • Health Team Advantage
  • Community Care of Oklahoma
✓ FCE Benefit Administrators, Inc.

In-network participating insurance provider.

✓ First Dental Health, Inc.
  • Foundation for Medical Care
  • HealthEdge
✓ GEHA
  • FEHB plans
  • Connection Dental Plus
  • FEDVIP
  • May include eligible former TRICARE retirees
✓ Guardian Life Insurance Company of America

In-network participating insurance provider.

✓ Personify Health
  • Formerly HealthComp
✓ Humana Dental Insurance
  • Central States Funds
  • Humana Dental Access Discount Card
  • Humana Dental PPO
  • Humana Dental Traditional Preferred
  • Humana One
✓ FEDVIP Plans
  • Humana Federal Advantage EPO FEDVIP in Alabama, Arizona, California, Colorado and Utah
  • Humana Federal PPO FEDVIP in Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, North Carolina, Ohio, Oklahoma, Tennessee, Texas, South Carolina, Utah, Virginia, Washington and West Virginia
✓ Medicare Advantage Plans
  • Humana Dental Medicare Insured Plans
  • Medicare Access Plans
  • Humana Gold Plus HMO
✓ Level, Inc.
  • Level Benefits, Inc.
✓ MetLife Insurance Company
  • PDP Plus plans
✓ National Rural Electric Cooperative Association Group Benefits Program
  • NRECA
✓ NovaNet Inc.
  • Alternative Insurance Resources
  • Aflac PPO Dental, formerly Argus Dental & Vision Inc.
  • Boulder Admin Services
  • CareFirst Blue Cross Blue Shield
  • Chesterfield Resources
  • Lucent Health
  • DD Services, Inc.
  • Direct Care Admin
  • Equitable
  • Group Benefit Services
  • Interactive Medical Systems
  • Med-Pay, Inc.
  • Planstin Administrative Solutions
  • Luminare Health, formerly CoreSource/Trustmark
  • United Furniture Workers Insurance Fund
  • Varipro
  • Vault Health Captive LLC
✓ HRI Dental & Vision, formerly Paramount
  • Health Resources, Inc.
  • Dental Health Options
  • Paramount Dental
  • Medicare Advantage plans
  • Promedica’s Medicare Advantage Plan
✓ Pequot Plus Health Benefit Services

In-network participating insurance provider.

✓ Point C
  • Formerly Mid America Benefits
✓ Preferred Health Professionals
  • Bricklayers Local Union 15 Welfare Fund
  • Cement Masons & Plasters Local 518 Welfare Fund
  • Construction Industry Laborers
  • District Council #3 Painters & Allied Trades Welfare Fund
  • Bricklayers SW Missouri
✓ Principal Financial Group

In-network participating insurance provider.

✓ Solstice Benefits, Inc.

In-network participating insurance provider.

✓ Sun Life Financial Inc.
  • Kansas City Life Insurance Company
✓ TransWestern Insurance Administrators

In-network participating insurance provider.

✓ TriStar Benefit Administrators

In-network participating insurance provider.

✓ United Concordia Inc.
  • BCBS of Michigan
  • BCBS Michigan Commercial
  • First Priority Life Insurance Company
  • Highmark, Inc.
  • Highmark West Virginia
  • Highmark Delaware
  • HMO of Northeastern Pennsylvania, Inc.
  • First Priority Health
  • Highmark Choice Company
  • Highmark Select Resources Inc.
  • Highmark Benefits
  • Medicare Advantage through BCBS Minnesota
✓ UnitedHealthcare / Dental Benefit Providers
  • HealthPlex
  • Pacific Life
  • Blue Shield of California
  • Dental Benefit Providers Inc.
  • Freedom Life Insurance Company
  • Centene/HealthNet of California, Oregon and Washington

Medicare Advantage plans include:

  • AARP Medicare Complete Profile HMO
  • Alterwood Advantage
  • Centene/HealthNet plans
  • Erickson Advantage Signature with Drugs HMO-POS
  • MediGold
  • Rocky Mountain Health Plan Medicare
  • UnitedHealthcare GEHA Group Medicare PPO
  • UnitedHealthcare Medicare Complete Assure PPO
  • UnitedHealthcare Dual Complete HMO SNP
  • UnitedHealthcare Dual Complete LP HMO SNP
  • UnitedHealthcare Dual Complete HMO D-SNP
  • UnitedHealthcare Dual Complete RP Regional PPO SNP
  • UnitedHealthcare Medicare Silver Regional PPOSNP
✓ United Medical Resources, Inc. (UMR)

In-network participating insurance provider.

Important Insurance Information

Insurance carrier participation and individual plan benefits may change. Although Western Kentucky Pediatric Dentistry participates with the insurance networks listed above, coverage and payment are determined by each patient’s individual insurance plan.

We are happy to help verify your benefits, but final payment decisions are made by your insurance company.

We’re Here to Help

Not Sure If Your Plan Is Listed?

Give our friendly front desk team a call. We’ll be happy to help you understand your insurance coverage before your child’s visit.

Request an Appointment

Here at Western Kentucky Pediatric Dentistry, we care for your children like our own. Make an appointment and start your child’s dental health journey with us!

Monday7:00AM - 4:00PM
TuesdayClosed
Wednesday7:00AM - 4:00PM
ThursdayClosed
Friday7:00AM - 4:00PM
Saturday - SundayClosed

Special Offers

We’re currently extending the following promotional offers to our patients.

Free Teeth Whitening

New Patients Only

Associations and Memberships

We’re proud to be affiliated with the following organizations:

American Dental Association
American Academy of Pediatric Dentistry
American Board of Pediatric Dentistry

What Our Patients Say

Dr. Allison Higgins Mills's pediatric dental office is an absolute gem! The staff is so friendly and great with kids, and Dr. Allison Higgins Mills has a wonderful way of putting my daughter at ease. We've had nothing but positive experiences here.

My son used to be terrified of the dentist, but not anymore thanks to Western Kentucky Pediatric Dentistry and their amazing team. They make visits fun and stress-free, and my son actually looks forward to going now!

As a parent, it's so reassuring to have found such a fantastic pediatric dentist in Western Kentucky Pediatric Dentistry. This dentist is incredibly patient, kind, and skilled at working with children. My kids adore this provider!

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